CEOs and Senior Leaders

You know employee financial distress exists, but can you see what it is costing your organisation?

Its effects may be appearing through absence, distraction, mistakes, management time and unwanted turnover without being recognised as financial distress. Money Beam helps senior leaders gain greater visibility, strengthen their organisation’s response and connect employees with trusted support.

Access the Executive BriefingBook an executive call to see how you can reduce the risks of employee financial distress to your organisation
Business meeting viewing employee performance dashboard with charts and key metrics

The visible cost may be only part of the picture.

£366

A conservative annual cost floor for every employee. This baseline reflects absence and presenteeism alone. The cost to an individual organisation may be significantly higher.

15%

of organisations have a formal financial wellbeing policy or strategy. Many employers still lack a clearly owned and coordinated response.

65%

of employees say a financial wellbeing policy would be important when considering their next employer. Financial wellbeing can influence attraction, trust and retention as well as employee support.

You may already be paying the cost without seeing the complete picture.

Limited visibility

Senior leaders may know financial pressure exists but lack clarity about how many employees are affected, where the risks are appearing and whether current support is working.

Costs appearing elsewhere

The £366 baseline does not include mistakes, rework, management and HR time, employee relations cases, turnover, recruitment costs or underused benefits. These costs may be recorded as separate performance, attendance and people problems rather than financial distress.

A gap between provision and employee expectations

An organisation may already provide benefits, an EAP or online resources, but support has limited value when employees do not know about it, trust it or feel able to use it.

Recognise. Respond. Reach.

Recognise

Understand the hidden costs, workforce risks and gaps in the organisation's current approach.

Respond

Build the confidence and capability of leaders, managers and trusted workplace roles.

Reach

Connect employees with confidential Financial Coaching and Guidance and appropriate specialist support.

Understand the impact. Strengthen your response.

Gain clearer visibility, practical options and trusted support to reduce the hidden organisational impact of employee financial distress.

Two people reviewing a laptop dashboard with heatmap and line charts

Understand where the risk is showing up

Use diagnostics, surveys and briefings to see scale, patterns and likely cost across absence, distraction, mistakes and turnover.

Business meeting with team reviewing an organizational chart on a large screen

Turn scattered support into a clear approach

Review existing benefits, policies and provision so support is joined up, clearly owned and easier to improve over time.

Two people in an office discussing documents at a desk

Help people earlier and more effectively

Equip managers and trusted roles to respond well, then connect employees with confidential support they feel safe using.

Employee Financial Distress Is an Organisational Risk

An Executive Briefing for CEOs, boards and senior leaders

Explore the hidden cost to organisations, their people and performance—and the practical steps employers can take to reduce its impact.
The briefing covers:
  • The conservative organisational cost floor
  • How financial distress appears in the workplace
  • Why existing support can remain underused
  • Questions senior leaders and boards should be asking
  • Practical steps towards a more effective response
Access the Executive Briefing

See the cost more clearly

Get practical insight into workforce risk, hidden costs and the support gaps affecting performance, retention and trust.

Book an executive call to see how you can reduce the risks of employee financial distress to your organisation

Frequently Asked Questions

What does Money Beam help CEOs and senior leaders do?

Money Beam helps you see where employee financial distress may be affecting your organisation, what it could be costing, and what practical action to take next. It gives you a clearer view of the risk, the gaps in your current response, and the support employees are most likely to trust and use.

How is this different from an EAP or existing employee benefits?

Many organisations already offer support, but it often sits in separate places and can be hard to assess. Money Beam helps you understand whether people know about that support, trust it, and feel able to use it, so you can build a more joined-up response rather than adding more disconnected options.

What kind of problems can employee financial distress cause at work?

It can show up through absence, distraction, mistakes, management time and unwanted turnover. In many organisations, these issues are treated as separate people or performance problems, which means the underlying cause can be missed.

How can Money Beam help us understand the scale in our organisation?

Money Beam offers practical ways to build a clearer picture, including diagnostics, anonymous workforce surveys and senior leader briefings. This helps you put realistic numbers, patterns and risks in front of the board and make better-informed decisions.

Do you only support employees, or do you help leaders and managers too?

Both. Money Beam helps leaders, managers, HR and other trusted roles feel more confident spotting money worries, having sensitive conversations and guiding people to the right help. It also connects employees with confidential one-to-one support.

What should I do first if I think this may be a risk for our organisation?

A good first step is to download the executive briefing. It gives an overview of the main issues affecting employers today and the impact on their organisations including potential costs and risks or if you prefer, talk to Money Beam about what is landing on your desk, how to support your people and reduce risk.

The Financial Wellbeing First Aider training was extremely well received by our team. They found the session both engaging and valuable, with many commenting on how it helped them feel more confident in supporting others with financial wellbeing conversations.

I'd certainly recommend the training for organisations

Caroline Domanski MBE
CEO
No1 CopperPot Credit Union